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Secure Your Peace of Mind

Safeguard
Your Home

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Protect Against Natural Disasters

Shield
Your
Property

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Protect Your Investment with Confidence

Insure Your
Mobile Home

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Experience the Farmers Mutual Difference

Why Choose Farmers Mutual Insurance of Mason County?

Farmers Mutual Insurance of Mason County is dedicated to providing exceptional service and unparalleled value. Here’s what makes us the best choice for your insurance needs:

Affordable and Competitive Prices

We offer some of the most competitive rates in the industry, ensuring you get the best coverage without breaking the bank.

Unmatched Availability and Personalized Support

Our extended hours and commitment to always having a human on the other end mean you get the help you need, when you need it.

Financial Strength and Reliability

With a strong financial foundation, we provide the security and reliability you can count on for your most important assets.

Find Your Local Director

Get to Know Farmers Mutual Insurance of Mason County

Keeping Our Promise In Your Time of Need

Since 1879, Farmers Mutual Insurance of Mason County has been dedicated to providing reliable and personalized insurance solutions. Founded to furnish coverage against fire, wind, and lightning, we now offer homeowners policies and extended coverage for dwellings, mobile homes, churches, commercial properties, farm buildings, machinery, livestock, and liability. Operating as a mutual company under chapter #299 of the Kentucky Insurance Laws, we are owned by our policyholders and governed by a board of directors. Every policyholder becomes a member of our company, ensuring a community-driven approach to insurance. Our financial stability is reinforced through reinsurance with Guy Carpenter and Company, Inc., and we undergo regular audits by the Kentucky Department of Insurance.

Premier Insurance Solutions
Trusted and Experienced Team
Unwavering Customer Support

Strong Community Focus
Expert Management Team
Comprehensive Coverage Options

At Farmers Mutual Insurance of Mason County, Kentucky, our mission is to provide unwavering support and protection to our community through reliable, compassionate, and personalized insurance solutions. We are dedicated to fostering trust and peace of mind by keeping our promise in your time of need. Our commitment to integrity, community, and excellence guides us in serving you with the highest standard of care and responsiveness.

Reliable Protection Plans
Compassionate Customer Care
Personalized Insurance Solutions

Community-Centered Service
Integrity-Driven Practices
Peace of Mind Assurance

Our vision is to be the most trusted and responsive insurance provider in Mason County, known for our exceptional personalized service and unwavering human touch. We strive to be available for our customers, ensuring that every interaction is handled with care and empathy. As we grow, we are committed to expanding our range of services, continually enhancing our offerings to meet the evolving needs of our community while maintaining the highest standards of customer satisfaction and trust.

Extended Hours
Exceptional Personalized Service
Human-Centered Interactions

Expanded Service Offerings
Continuous Improvement
Commitment to Customer Satisfaction

More About Us

Exceptional Insurance Coverage Options

Homeowner Insurance

Protect your home and personal belongings with our comprehensive homeowner insurance...

Mobile Homeowner Insurance

Ensure your mobile-home is covered with our tailored insurance solutions...

Fire, Lightning, Wind, and Hail Insurance

Safeguard your property from unexpected natural disasters with specialized coverage...

Livestock Coverage

Cover your livestock against accidents, illness, and loss with our specialized insurance...

Machinery and Equipment Coverage

Protect your agricultural machinery and equipment from damage and theft.

Liability Coverage

Protect your assets with Personal Insurance or opt for Farmer's Comprehensive Insurance for tailored coverage.

Your Common Insurance Questions Answered

We understand that navigating insurance can be complex. Here are answers to some of the most frequently asked questions to help you make informed decisions about your coverage. If you have more questions or need detailed explanations, don't hesitate to contact us directly. We're here to help!

Do credit scores affect insurance premiums?

While many insurers use credit scores to determine your premiums, here at Farmer's Mutual, we believe in fairness—your credit score does not impact your insurance premiums. We focus on providing quality coverage without letting your financial history influence your costs.

What is not typically covered by a homeowners insurance policy?

Homeowners insurance policies often have exclusions such as flood, earthquake, and intentional acts. Standard wear and tear is also not covered. To cover these exclusions, you might need additional policies or endorsements.

How much homeowners insurance do I need?

The amount of homeowners insurance you need depends on various factors, including the replacement cost of your home and personal belongings. It’s crucial to ensure that your coverage is sufficient to rebuild your home and replace your possessions in case of a total loss.

2000 +

Customers

15 +

Experienced Team Members

145 +

Years Of Experience

Get Insured in 3 Easy Steps

Discover How Simple It Is to Secure Your
Insurance Coverage

Step 01

Reach out to our friendly team to discuss your insurance needs and get personalized assistance. We're available to help you find the best coverage options.

Step 02

Get a Quote

Receive a tailored insurance quote that fits your specific requirements. Our experts will guide you through the options to ensure you get the most competitive rates.

Step 03

Get Insured

Once you're happy with the quote, we'll finalize your policy quickly and efficiently. Enjoy peace of mind knowing you’re protected by Farmers Mutual Insurance.

^“Farmers Mutual is Fast, Efficient, and Caring. As first-time homeowners, they made our decision easy and understandable. After a total loss in 2022 due to a house fire, Farmers Mutual went above and beyond, treating us like family. They handled all our insurance needs with integrity and checked in weekly to see how we were doing. _“

Calvin and Shannon Schalch

Mt Olivet Ky

^“I have been with Farmers Mutual for a long time. I like that they are a local company, which makes it convenient to stop in the office when necessary, to talk with familiar faces. _“

Darlene Gifford

Germantown Ky

^“I’ve been insured with Farmers Mutual for several years. Very satisfied with their customer service and the quick resolution of my claim. _“

Travis Cooper

Mt Sterling, Ky